What happens if my car is written off after a claim?

We will calculate the costs to repair your car as well as the value of the car and make a decision on whether to write it off or not. We will  notify you if your car is going to be written off.

If your car is written off, you may have the option to buy it from us. If this is possible, your Darwin policy will continue to cover the vehicle until the policy expiry date. Once the vehicle is repaired, it will need to pass an MOT test before it can be used on the public highway. Until this is done the vehicle must be kept off the road.


Keywords: accident, crash, collision, hit, write off, damage