What do I need to provide as proof of my No Claims Discount (NCD)?

Please remember to include your Darwin policy number when sending us proof of your NCD. It's quick and easy to get your document to us, you can upload a copy of your NCD through the 'My Account' section on the website.

Your NCD must be from a valid insurer (UK, Channel Islands, Isle of Man or Republic of Ireland) and must not be older than 2 years. Your NCD must be expressed in number of years and earned on a privately owned car. Unfortunately, we are currently unable to accept NCDs earned on company cars.

Please note that your NCD can only be used on one policy at any one time.

It is your responsibility to provide us with proof of NCD.

Please provide your current renewal notice or a letter on headed paper from your previous insurer or broker confirming your NCD and include the following details:

  • Previous insurer's name
  • Previous insurer's policy number
  • Your name
  • Policy expiry date
  • Number of years NCD


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