What effect will this search have on my credit score?

When we provide you with a quote as a new customer and at renewal, an 'insurance' credit search is performed which creates a record that is only visible to you and Experian and does not affect your credit score. If you buy or renew a policy with us and pay the premium in full, no further information is obtained or shared with Experian. However if you chose to pay by monthly instalments on your car insurance, Close Brothers Premium Finance will share your monthly payment history with Experian and this could affect your credit score. Please contact Experian to understand how your payment history affects your credit score.


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