Why is my renewal price higher than previous years?

There are many reasons for why your premium may have increased from year to year. These may include:

  • If you’ve had a claim, as your No Claims Discount may have reduced.
  • Any changes to your circumstances from one year to another - for example, change of vehicle, address or drivers.

Darwin also continuously review our prices and underwriting criteria in our effort to offer the best value we can to customers. This means that prices may rise and fall even in the absence of claims or changes to your policy details.