Do I need to prove my No Claims Discount (NCD) again if I’ve insured my car with you before?

If we have requested that you send us proof, we would require your most up to date NCD.

Your proof of NCD should be from a valid insurer (UK, Channel Islands, Isle of Man or Republic of Ireland) and must not be older than 2 years. Your NCD must be expressed in number of years and earned on a privately owned car.

Please provide your current renewal notice or a letter on headed paper from your previous insurer or broker confirming your NCD and include the following details: previous insurer’s name, previous insurer’s policy number, your name, policy expiry date and the number of NCD earned. Make sure that any scans or copies you send to us clearly display all this information, or we may not be able to accept it.

The easiest and most efficient way of sending us your documents is by uploading these documents online, in your Online Account. To do this, please click Document Upload tool which will take you to our document portal. These will be directly uploaded into our systems. If you’re having trouble, we can accept the documents via e-mail: please send all of your documentation to


Keywords: no claims discount, no claims bonus, NCD, NCB, car insurance, renewal, renew